Fix & Flip/Bridge Loans
Secure residential (1–4 units) and commercial (up to 20 units) properties with low-rate Fix & Flip or Bridge Loans from Keyline Mortgage. No personal financial documents required!
What Is a Fix & Flip or Bridge Loan?
A Fix & Flip or Bridge Loan is a short-term financing solution designed for real estate investors. With Keyline Mortgage, these loans help you purchase and renovate properties for resale (Fix & Flip) or bridge financing gaps until long-term financing is secured (Bridge). Loans are based on the property’s After-Repair Value (ARV), not personal income, requiring no personal financial documents.
Ideal for residential properties (1–4 units) or commercial properties (up to 20 units), Keyline Mortgage offers 100% rehab financing and up to 90% Loan-to-Value (LTV) with as little as 10% down, with closings in as little as 10 days.
ARV Loan Calculator
Calculate the potential loan amount for your Fix & Flip or Bridge Loan based on the property’s After-Repair Value (ARV). Keyline Mortgage offers 100% rehab financing and up to 90% LTV with 10% down, potentially exceeding 85% of ARV.
Why Choose Fix & Flip or Bridge Loans with Keyline Mortgage?
- No Personal Financial Documents: Qualify without W-2s, tax returns, or personal income verification.
- 100% Rehab Financing: Cover the full rehab budget for your project.
- High LTV Financing: Borrow up to 90% of the purchase price with as little as 10% down, potentially exceeding 85% of ARV.
- Fast Closings: Close in as little as 10 days to seize time-sensitive opportunities.
- Flexible Property Types: Finance residential (1–4 units) or commercial properties (up to 20 units).
- Competitive Rates: Rates starting at 7.5% for qualified projects (as of April 2025).
How to Qualify for a Fix & Flip or Bridge Loan
Keyline Mortgage makes qualifying for Fix & Flip and Bridge Loans straightforward:
- Rehab Financing: 100% of the rehab budget covered.
- Loan-to-Value (LTV): Up to 90% of purchase price with as little as 10% down, potentially exceeding 85% ARV.
- Property Types: Residential (1–4 units) or commercial (up to 20 units).
- Cash Reserves: 3–6 months of interest payments.
- Credit Score: Minimum 600, with better terms for 680+.
Keyline Mortgage offers Fix & Flip and Bridge Loans up to $2.5M with no personal financial documents required.
Frequently Asked Questions
What Financing Terms Does Keyline Mortgage Offer?
Keyline Mortgage finances 100% of the rehab budget and offers up to 90% Loan-to-Value (LTV) with as little as 10% down, potentially exceeding 85% of After-Repair Value (ARV) for qualified projects.
How Is the Loan Amount Calculated?
Loan amounts are based on ARV, rehab costs, and LTV. With 100% rehab financing and 10% down, loans may exceed 85% of ARV. Use our calculator to estimate your loan.
What Properties Qualify for Fix & Flip or Bridge Loans?
Keyline Mortgage offers these loans for residential properties (1–4 units) and commercial properties (up to 20 units).
What Our Clients Say
“Keyline Mortgage funded my Fix & Flip project in just 8 days. The ARV calculator was spot-on!”
– Alex R., Real Estate Investor
“Their Bridge Loan saved my deal when I needed quick financing. No personal documents required!”
– Sarah T., Property Developer
Ready to Flip or Bridge with Keyline Mortgage?
Apply for fast, flexible Fix & Flip or Bridge Loans with 100% rehab financing and up to 90% LTV with 10% down. Get pre-approved in 24 hours!
Apply Now